If the answer to any of these questions is “yes” then bankruptcy may be an option you should consider. My name is Paul Young, founder of Young, Marr & Associates, and I have been helping people file for bankruptcy for over 20 years. While bankruptcy is not something that should be taken lightly, it is oftentimes the best answer for helping an individual regain his/her financial independence and to obtain the fresh start you’ve been looking for.
Filing bankruptcy is not something you should be ashamed of or feel guilty about. The founding fathers of our country considered bankruptcy so important that they specifically included it in the U.S. Constitution. When the Constitution was written, our founding fathers directed the colonies of the United States to make uniform bankruptcy laws. They understood that sometimes it would be necessary that there be laws in place to allow people to, when necessary, cancel their debts and get a fresh start with their lives rather than spend years and years as slaves to creditors. In fact, over the years, a number of famous successful athletes, entertainers and business people had to do the same thing that you may be thinking about – seek relief by filing a personal bankruptcy.
I want to once again stress that I am not suggesting bankruptcy is for everybody, but there are numerous advantages to filing when you are in a financial predicament. Once your case has been filed, harassing telephone calls will stop, law suits and shut offs will cease as will home foreclosures, bank freezes and wage garnishments. It protects all your assets, including savings and checking accounts from future collection efforts. Often, because of significant amounts of debt or a pending mortgage foreclosure, bankruptcy is the only real option available to put an end to sleepless nights and constant worrying.
I have met with thousands of individuals, and I have seen first-hand their more positive outlook following a bankruptcy.
I believe in what we do and the benefits that bankruptcy offers in many individuals. To discuss how a Chapter 7 and Chapter 13 bankruptcy may serve your interest, please feel free to contact our office for a free initial consultation, or you may call our 24-hour toll free number, 1 (800) 850-0491, to learn more about bankruptcy. We have evening and Saturday appointments to fit your schedule, and we can often give price quotes over the telephone. Flexible payment arrangements are available and emergency filings can often be accomplished within one day. All meetings will occur and advice will be given only by one of our four experienced attorneys, and only an attorney will appear with you at all hearings.
We look forward to serving your interests.